HelpToWallet

Loan instantly

All your transmitted data is securely protected
How much do you need?
₱ 1,500
₱ 500
₱ 25,000
How much do you need?
₱ 1,500
₱ 500
₱ 25,000
Phone
All your transmitted data is securely protected

Our company does not charge any service fees. It’s absolutely FREE! The loans offered have minimum repayment terms of 120 days (4 months). Lending rates vary from lender to lender in the range from 12% to a maximum APR of 36%. For example, for a loan of ₱ 10,000 that will be paid in 4 months, the total payment of the loan will be ₱ 15,000.

Phone
All your transmitted data is securely protected

Our company does not charge any service fees. It’s absolutely FREE! The loans offered have minimum repayment terms of 120 days (4 months). Lending rates vary from lender to lender in the range from 12% to a maximum APR of 36%. For example, for a loan of ₱ 10,000 that will be paid in 4 months, the total payment of the loan will be ₱ 15,000.

Get One Now

Available

Analyzing your data and issuing a loan in 15 minutes, wherever you are

Simply

When filling out an online loan application, you only need identity documents

Profitably

For each new customer, a loan with a transfer to a card at 0% for an amount up to ₱ 153,000

Timely

The approved loan is transferred to the account within a few minutes after signing the documents

Requirements:

Debit card

Only from the age of 18

Passport

Cell phone number and email

How Does It Work?

1

Compare all the offers and choose the best

You need to select the appropriate companies and click "Get"

2

Send a request

Choose several companies, increase the chances of getting a loan

3

Get your money

After the approval process is completed, the money will be automatically sent to your account

Don't miss this opportunity!

09:59

We are trusted by thousands of people

John

This is the greatest company, like a true friend. Just apply, and it will help you for sure, no questions asked. I’ll definitely use this company’s services and recommend it to all my friends. Thank you very much and good luck!

Daniel

I’m retired and have recently learned how to navigate on the net! My son gave me a laptop, and I wanted to give him a present, too: a mobile phone. Despite my age and my small income, I was able to do it!

Nathaniel

Thanks to Helptowallet.com for giving me a loan for 20 days, practically interest free. They saved me when I needed to make an important purchase.

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Material Disclosure

We represent Fininity OÜ, which acts a credit broker. We are not a lender. Helptowallet.com does not directly offer any type of loans or consumer loan products.

Maximum/Minimum Repayment Periods and Maximum Interest Rate

The loans offered on this website through Fininity OÜ have a minimum repayment period of 120 days (four months) and a maximum of 180 days (six months). Our repayment periods are typically 120 days. Rates vary from 0% to 36%. Interest rates vary from lender to lender. Your situation and credit score will affect the rates offered to you.

Collection Policy

Most lenders will contant you through regular mail, email, or phone to change your payment terms. Failure to pay may result in interest accruals and/or increases and may affect your credit score. Continued failing to pay may result in the lender transferring your debt to a collection agency, which will lead to additional fees.

Consequences of Nonpayment

Helptowallet.com always recommends repaying on time. If you cannot, each lender has their own policies on fees/interest and how they handle debt collection. Most lenders will contact you by regular mail, email, or phone to change your payment terms. Nonpayment may result in penalties and/or increased interest. We recommend that you contact your lender as soon as you know there is an issue; otherwise, your credit history may get affected.

Late Payments

If you are unable to repay within the loan period, you need to contact your lender right away. Lenders may charge a fee for late payments, which averages about 0.03% of the amount owed for personal loans and credit cards. Please remember that you will likely incur additional fees if you pay late or not at all, which could add up. For more information about late payment fees, please contact your lender directly and be sure you have read the terms in your loan agreement.

Extensions

If you would like to extend your loan, you should contact your lender before missing a payment. Most lenders charge the same interest rate and commissions for another month on the total amount due. The loan may be renewed or extended automatically in the event of late or nonpayment. Additional interest and/or fees may be charged to your account. Please, think carefully before extending your loan, as doing so may substantially increase the amount you pay.
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