HelpToWallet

Fast money

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How much do you need?
₱  1,500
₱ 500
₱ 25,000
How much do you need?
₱  1,500
₱ 500
₱ 25,000
Phone
All your transmitted data is securely protected

Our company does not charge any service fees. It’s absolutely FREE! The loans offered have minimum repayment terms of 120 days (4 months). Lending rates vary from lender to lender in the range from 12% to a maximum APR of 36%. For example, for a loan of ₱ 10,000 that will be paid in 4 months, the total payment of the loan will be ₱ 15,000.

Phone
All your transmitted data is securely protected

Our company does not charge any service fees. It’s absolutely FREE! The loans offered have minimum repayment terms of 120 days (4 months). Lending rates vary from lender to lender in the range from 12% to a maximum APR of 36%. For example, for a loan of ₱ 10,000 that will be paid in 4 months, the total payment of the loan will be ₱ 15,000.

Apply

Immediately

We issue loans in the shortest possible time, without visiting the office

Easy

Minimum package of documents and easy application for a loan online

Conveniently

Interest-free loan for all new customers

Comfortable

The approved loan is transferred to the account within a few minutes after signing the documents

What is needed for this?

Debit card

Since the age of 18

Passport details

Phone and email address

How to Get a Loan Online at Helptowallet.com

1

Just compare the offers that are most suitable

You need to select companies by clicking the "Get" button

2

Submit an application

To increase the chances of getting money, select several companies

3

Wait for the money

If the loan is approved, then sign the contract and the money will be transferred to your bank card or account.

Hurry up! There are very few options left!

09:59

We are proud of your feedback

Nathaniel

The service speaks for itself, everything is fast and simple. I borrowed money to buy a present 30 minutes before the store got closed. The money was credited right away. In the end, everyone was happy: I bought the present, the person received it on time, and I gave the money back the very next day with minimal fees.

Daniel

Everyone has good days and bad days, and I’m no exception. I needed money urgently but had trouble with my credit history. Then I came across Helptowallet.com and they helped me pick an offer. Ever since, I’m a loyal customer of theirs:)

Christian

Thanks to Helptowallet.com for giving me a loan for 20 days, practically interest free. They saved me when I needed to make an important purchase.

Submit your application right now

Frequently asked questionsPrivacy policyContactsCommission and Fees
CookiesAbout usHow it worksTerms and Conditions

Intermediary Responsibilities Policy

Helptowallet.com matches loan offers to customers, acting as an intermediary between them and licensed financial institutions. Helptowallet.com is not a financial institution, bank, or lender. It is not responsible in any way for loan agreements or terms. All calculations are approximate. Please check the lending institution’s website for the relevant terms and conditions.

Maximum/Minimum Repayment Periods and Maximum Interest Rate

The APR is the cost of borrowing a loan, expressed as a nominal annual interest rate. As Helptowallet.com is a credit broker and not a lender, we cannot guarantee a particular annual percentage rate. Annual percentage rates typically range from 0% to 36%. Repayment periods for loan products usually range from four months to six months. Before accepting a lender’s offer through our system, please make sure to read through the loan agreement carefully, since interest rates and repayment terms may differ from those listed on this website.

Collection Process

Most lenders will contant you through regular mail, email, or phone to change your payment terms. Failure to pay may result in interest accruals and/or increases and may affect your credit score. Continued failing to pay may result in the lender transferring your debt to a collection agency, which will lead to additional fees.

Consequences of Default

If you cannot pay on time, each lender has their own policies on fees/interest and how they handle debt collection. Some lenders may explore legal options in the event of continued nonpayment. Most lenders will contact you by regular mail, email, or phone to change your payment terms. Failure to pay may result in interest accruals and/or increases and may affect your credit score. Please read through the fees section on the lender’s website before proceding to taking a loan.

Late Payments

If you are unable to repay within the loan period, you need to contact your lender right away. Lenders may charge a fee for late payments, which averages about 0.03% of the amount owed for personal loans and credit cards. Please remember that you will likely incur additional fees if you pay late or not at all, which could add up. For more information about late payment fees, please contact your lender directly and be sure you have read the terms in your loan agreement.

Loan Extension Policy

If you wish to renew or extend your current loan, please contact your lender as soon as you can before your payment date. Although some lenders may extend your loan with the same terms as the original loan, each lender has their own extension policy and may charge additional fees or interest. Sometimes, renewals may be processed automatically. Please consider the decision to extend your loan very carefully and seek independent financial advice if necessary.
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